A method for automated data storing, processing and transfer to perform and account transactions of electronic payments wherein an electronic control system is used which is intended for accounting data connected with transactions of electronic payments, for reception, processing, storing and transmission of given messages in electronic form, received from and transferred to mobile wireless terminals, as well as for reception, processing, storing and message transfer in electronic form received from and transferred to automated banking system, and represents a hardware-software complex based on at least one electronic computer made with opportunity to connect with Internet and to connect with cellular transmission network through Internet.